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So they foreclosed, but my house didnt sale on the court house steps, and they didnt give me a chance to redeem had I been able to. Ultimately attempting to destroy your credit so that you cannot go elswhere for another loan! Bad situation just got worse. Sincerely, It has added a lot of stress and as of today I am shopping around to refiGOOD LUCK TO ANYONE THAT STAYS! We recognize that homeownership can be challenging when financial difficulties arise. They said no. I agree. Not happy about this! In addition to charging the borrower, Selene finance also tried to charge fees to the broker and agent that were responsible for negotiating the original loan modifications. Everyone here needs to file with the: Save my name, email, and website in this browser for the next time I comment. They are trying to push me into foreclosure.. TO ALL DISTRESSED HOMEOWNERS, dual xdvd269bt firmware update For calendar year plans, the grace period normally begins Jan. 1 and ends March 15. Ironically, my statements from Selene show I am paying escrow. 25 Feb/23. Offering suggestions of what to do which only leads to causing deeper problems in making your situation worse and in an attempt to make it easier for them to foreclose on your property. I was with Bank of America around the 2012 and I didnt even know it.They claim they sent me a letter but I never received one. Hi all, And then I crossed paths with Countrywide and it would change my life and finances for ever. 3501 Olympus Blvd Ste 500, Dallas, Texas, 75019, United States. This review was chosen algorithmically as the most valued customer feedback. See FAQ below What happens at the end of the forbearance?. Because my escrow account was in the negative and this was to get it caught up. She said I could skip November's payment to help me get ahead and the payment would be divided into three installments added to the next three normal monthly payments. They sold the loan to Right Path Servicing who lost the Modification Agreement, then found it, but I continued to make the monthly payments in accordance with my Agreement for many months, then they sold my loan to Selene. please contact us in writing and indicate your preferred language at Selene, P.O. I was making my payments up until April They have made alot of money off us debt slaves, not that anyone cares. Dana Shafman 25 Feb/23. First, download and complete the appropriate borrower form and corresponding third party authorization and ACH electronic payments forms below: If your loan is owned by Fannie Mae or Freddie Mac: Mail: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); I am forewarning you that you will in fact be homeless if you don't pay them exactly to the penny, I have never seen such ill practices in my life. I am a victim also BBB does not endorse this company. That should atleast show I have just cause. I called them and they were adamant that they did not even though my bank verified this. Under the CARES Act you may be able to seek a forbearance and temporarily suspend monthly loan payments, provided that notice of the forbearance is filed with the court and served on the trustee and other parties in interest. Filing 1 NOTICE OF REMOVAL by Wilmington Savings Fund Society, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR PRETIUM MORTGAGE ACQUISITION TRUST, Selene Finance, LP from 429th Judicial District Court, Collin County, TX, case number 429-02283-2021. At the end of the forbearance period, you may need to seek a modification of your mortgage loan, your Chapter 13 plan, or both. Because the loan is under water, we can't re-fi on our own. So I got to keep my house and lose everything else I owned to keep it. The representative just told me to call back next morning. Please contact me so we can all come together to fight against this company! quelles sont les origines de charles bronson; frisco future development. These changes were made within me knowing really what was going on..i need a Buying a Home for dummies book. They (Selene) acquired my debt and have offered me a mod, that if I accept, the first payment must be paid in 1 week. I have the same problem with selene finance with a transfer from Rushmore loan management there sister company. Do you have Power of Attorney on her accounts and Finances. I owe very little and am worried that somehow they will pull a fast one once my case is released within the last 12 months. Now I am told y a friend that because of the escrow that you will be coming to me asking for a 4000.00 or 5000.00 payment all at one time. With that said, you do have rights and by simply understanding them and knowing how to exercise them, you can hold Selene Finance accountable for their actions. The storys up above are so much like my story. Texas . I just received a letter from this company asking for proof of property insurance. Lawyers & Attorneys, please come fwd & help. Again Im sorry for your troubles. The essence of the American Dream is owning a home. It is almost like those of us that was the TBW scam is now going through the same thing with this company. I feel very worried as they seem like they are still in the stone ages! They just use it as bonuses to ### employees to screw over the public. Good Luck to all and keep your reciepts, also helps to record the calls in case of a lawsuit. Respectfully, Feel free to call us at 877.297.7011 for free advice on this topic. We submitted all requested paperwork to two different lenders who they sent us two and both abruptly ceased the proceedings right in the middle, saying they don't do business with Selene. If and when your income is restored, contact us and resume making payments as soon as you can so your future obligation is limited. Every time I send them documents they request, they tell me they didnt receive them I had scanned and emailed them to the address that they gave me to use. Good luck! WebThere are different types of grace periods, including those for mortgages, car loans, credit cards, student loans, and health insurance. repayment geteducated deferment too much gas. There's also a $616.47 Corporate Advance charge. 5729, PO Box 2561, Faribault, MN 55021-9561. Every time I call Selenes customer service line to make a payment they have no idea the correct amount to pay. Selene Finance - fraud / not helping but taking, Selene Finance - Loan was sold to selene finance and they do not acknowledge the escrow account. It was ordered to pay its clients for the balance amount of the original loans plus legal fees and costs. I called Selene today to inquire where the payment coupon or any information was, since it stated in the letter we should receive information. She offered this service to me, I did not ask for any assistance. WebWe have been trying since March to close the property and Selene will not do the proper paperwork to apply for the missing title. View your mortgage details, payment options and up-to-date neighborhood information all in one easy place. I have several hundred thousand dollars of equity in my home but cant sell it in this economy and refuse to give my house away. Tags: Forced Placed Insurance, Mortgage-Related Unfair Practices. Posted on March 22, 2023 by March 22, 2023 by Money, Selene Finance - Mortgage / monthly payment department / accounting. Thats all I can say in this forum. selene finance grace period Create your signature and click Ok. Press Done. I told her that I can make a payment of 200 today 02/23/2023 and the following month to 250. They are VERY concerned. It is also important for you to keep in touch with us during the forbearance period so that we are aware of any additional changes in your financial condition that might occur. I have talked to several people at Selene and I think they are truly a bunch of ###S! I told her I was not made aware by my attorney and she stated that didnt matter. When I called Selene to ask why they were trying to take all this money from me, the individual i spoke to was extrememly rude and huffed in aggravation, and even mumbled ### at one point. Worst company ever not sure why no one is investigating them for fraud and scammer customers. You can also find this information by visiting agency websites associated with federally backed loans. I am also a victim! We have literally tried everything! Same here. I was very upset about this. I want to join the class action suit for fraudulent activity. I wont back down until they change or go out of business. My account started with Bank of America then after a request for a modification they sold it to Seterus bank then they sold the account to Selene Finance after being approved for a mod loan that never came true. The amount of time varies depending on the lender and other I have sent receipts and was advised to apply for a loan modification then they would work with me to give me credit for the amount I paid to Rushmore. Been with Flagstar Bank for 5+ years, never had a problem and received the letter from Flagstar that my mortgage has been sold. Now they are starting foreclosure stating I am in default. I called Selene Finance and asked what to do. I don't understand why we were sold to them. Heartbroken and lost, I just found out there was a lien I wasnt aware of in October 2008 for $75000 that Countrywide claimed they financed to another mortgage company to pay creditors so Countrywide and Recontrust filed the Reconveyance of Deed on a mortgage that was filed by another company made a $98000 loan to me and issued a check back to themselves for $75,000. I fed ex my mortgage payments to them. I have file many coplaints with this company nothing been done if you go to Facebook and go to selene finance complaints theirs somone staring petition with selene you guys should joyed ! I thought was being scammed, but later found out that they bought my loan. If your loan is backed by Fannie Mae or Freddie Mac, there is not currently a deadline for requesting an initial COVID hardship forbearance. How a Grace Period Works . WOW - WHAT A GREAT COMPANY THIS IS GOING TO BE TO WORK WITH! A grace period is the set amount of time you have to meet a financial obligation. According to the recent statement I received from them on January 31 2022 Im due for 6 payments which are absolutely wrong according to the loan modification offer, I have sent numerous emails with photos of the documentation to them on top of phone calls inquiring about my account getting updated the response is always we are in receipt of the documentation and we have to honor that offer , I havent received any returned communication from them at all. I applied for the loan modification and was then denied and I have never received credit for the total amount I paid to Rushmore. Every new beginning comes from some other beginning's END We have had Selene make it impossible to pay our mortgage so they can obtain late fees. selene goddess moon greek luna goddesses statue roman ancient gods mythology titan her artemis lunar appearance rmisches reich god theoi However, the problems began with a broker who was associated with Selene finance and who went through a series of financial problems. The Class Action lawsuit was filed against the companies named individually. It mailed on the 7th. 8619, Philadelphia, PA 19101-8619. After reading these comments, I have to say I'm more than a little concerned. Well, I can promise you, I have RUN THEM THROUGH THE RINGER. A forbearance plan allows borrowers experiencing a temporary hardship to make a reduced mortgage payment or no mortgage payment for a limited period of time while you regain your financial footing. WebThis was supposed to be beneficial for the borrower. I got an acceleration letter a couple days ago and have hired an attorney. whyy staff pictures; dreaming of dead brother sick; By this point I had had enough of Selene and we went to my bank to refinance. We've been with Flagstar for 5 years. These fees are hidden and never mentioned during the loan modification negotiations between the borrower and the lender. Selene is a specialty loan servicer with a history of outstanding performance, offering full-service capabilities supporting all aspects of residential En nuestro Centro de Atencin Telefnico, tenemos representantes que hablan espaol. ComplaintsBoard.com is a leading complaint resolution website on the Internet. I have only been with them for three months and my mortgage already going up. WebFounded in 2007 and headquartered in Houston, Texas, Selene Finance is a residential mortgage company. I guess I should Hate Bank of America for selling my mortgage to them, SELENE very very unprofessional. It's just smoke and mirrors, they get 4 months of payments, deny a refi "sorry, you're not qualified" and still forclose. The Selene finance class action lawsuit is an opportunity to obtain compensation for those who have become victims of fraudulent settlement loans that were not offered at all. Call me. So I call Selene and I am told the lender was no longer willing to work with me my only option was to pay a full payment plus another half payment to catch up on the payment I had missed less than 15 days before, so February 2018 I managed to scrape up enough for the 1st payment at almost $1300. Just for everyones information Selene is now a mortgage company. I have written the CFPB and the state AG and still waiting a response. They just cashed my February payment, so I wonder what this call was about. Selene is working with its sub-servicing clients to implement forbearance exit strategies. Want to join lawsuit. Now Im facing possibly losing my house again.. help someone. They owe me money from loosening cashed payments and messing up my credit report while I purposely made payments to them every month even when they said I didnt have to until the modification was in place. Good Morning, My home is facing foreclosure. Me 3 times threatening to foreclose on my loan if I dont call them back for a The open mediation will help to make sure that If you have a language preference other than English please contact us in writing and indicate your preferred language at Selene, P.O. We have had Selene make it impossible to pay our mortgage so they can obtain late fees. I have paid my mortgage on time every month for 4 years and made one late payment, only because I deposited a check from someone that bounced so I have no caught up on my last payment that was only 10 days late. Have not been able to get a list of creditors they claim were paid. Karma is a ### Selene! At best Selene is a poorly run company. Submit a complaint and get your issue resolved. WebGrace Period: The opposing counsel can communicate with the lender on your behalf in order to secure a grace period if you run into circumstances that may result in a late payment. WebSelene Finance. I feel that they deceived us and this is NOT how you do business. I was also offerred a forebearance program. Im paying 9 percent interest on a sixty thousand loan. You are still required to repay any missed or reduced payments at the end of the forbearance period unless other arrangements are made. They did the same to us. Now I am stuck with a 4.5% 40 year notestill in litigation 3 years laterThey are also charging corporate advance fees and clain I am in default anew (They cant decide which I should be payingold note and goofy unnecessary mod!) In the event you have further questions, you can contact me via email at Dana@ConsultingEND.com or via the website at www.ConsultingEND.com or via phone (my full contact information at www.TheDailyComplaint.com) as I would be more than happy to contact Selene on your behalf or with you to determine the status of your loan as well as what options exist for you as a borrower/homeownerfree of charge to you! I've been on disability since 2017 and NY HRA. We are committed to helping you avoid foreclosure if possible. In addition to submitting complaints to the CFPB and FTC, I would always suggest preparing a QWR or Request for information for Selene Finance that you can submit via fax or email you can learn how through the CFPB by typing in QWR in their search bar. PLEASE DOCUMENT EVERYTHING SELENE FINANCE LP AS WELL AS RECORD YOUR CONVERSATION WITH THE COMPANY BUT ONLY WITH THEIR PERMISSION BY LAW AS THEY RECORD AS WELL. We have an excellent credit rating and have never been late on our mortgage payments. Webwhy did boone leave earth: final conflict. Read about grace periods for credit cards and home mortgages. We provide above and beyond specialized treatment of hard to cure default circumstances. located here: www.nyc.gov/dca. Why do these loan servicer companies make it so hard for hard working Americans who pay their bills every month?! I also need a referral in Kansas for a real estate title attorney. If anyone wants to start a class action lawsuit count me in. calculate lessen Now after filing bankruptcy to stop sale Im told they want $77k to get me current.. and I just received another 1099cfrom them saying $0 was forgiven . I will be doing the same, as my mother died, left me her house through a Trust and now that theyve bought the loan Ive been paying for through Community Loan Servicing for the past 2+ years as the Trustee/Beneficiary, they say I dont have authorization to discuss the account. In order to assist you in expediting the workout process, please have available a list of household expenses, recent income documentation and an explanation of your current financial circumstances when contacting Selene. Ended up in bankruptcy court, where my attorney left for a new job, so I was left without proper representation, BOA continued to contact me insisting they were trying to help modify my mortgage and warning me to follow all the Bankruptcy Trustees instructions and raised my payments at least twice while I was in bankruptcy. Although owning a home is a dream come true for many, the upkeep can be less dreamy. 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